Funding P&M is risky for an institution as it undergoes depreciation due to a variety of factors that may be due to age, new technology, maintenance and operational inefficiency. P&M costs significantly depend and differ due to capacity and specifications, often leading to heavy over and under invoicing.

BOV with its expertise in various industrial domains carries out P&M valuations considering replacement cost, depreciation, functional, economic & technical obsolescence, and residual life of the asset in group or individually, both for in-situ and ex-situ purposes, thereby, enabling the lender to better underwrite the transaction.